Microsoft Teams | Microsoft Teams for business | Meetings and calls | Record meetings
Capturing audio, video, and screen content from Teams meetings for later review or sharing
933 questions
2 answers
Expired recording Teams Meeting
Dear Microsoft Teams Support Team, I am contacting you to request assistance with recovering two expired Microsoft Teams meeting recordings. The recordings are from a meeting titled “Bestuursvergadering MYNX”, held on September 3, 2026. I personally…
Microsoft Teams | Microsoft Teams for business | Meetings and calls | Record meetings
asked
2026-10-16T10:34:05.4+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(144, 78%, 23%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EIV%3C/text%3E%3C/svg%3E)
Imke van Herk
0
Reputation points
answered
2026-10-16T12:03:37.54+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(310.4, 15%, 40%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EDV%3C/text%3E%3C/svg%3E)
Daniel-Vo
7,050
Reputation points Microsoft External Staff
Moderator
0 answers
Unable to remove/Detach the master card in Azure portal.
Unable to remove/Detach the master card in Azure portal
Microsoft 365 and Office | Subscription, account, billing | For home | Other
Microsoft 365 and Office | Subscription, account, billing | For home | Other
Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
5,397 questions
asked
2026-10-16T10:26:59.6866667+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(73.60000000000001, 45%, 17%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3ERS%3C/text%3E%3C/svg%3E)
Ranjay Singh
0
Reputation points
asked
2026-10-16T10:26:59.6866667+00:00
Ranjay Singh
0
Reputation points
1 answer
cannot access to the 901-exam confirmation page
Community Center | Not monitored
Community Center | Not monitored
Tag not monitored by Microsoft.
58,370 questions
asked
2026-10-16T10:26:15.5+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(160, 54%, 25%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EZC%3C/text%3E%3C/svg%3E)
Zhang, Catherine-M
0
Reputation points
answered
2026-10-16T11:31:36.19+00:00
Julian Sharp
45,856
Reputation points
1 answer
facing issue while edit on desktop application
User is facing an error while doing editing on desktop based application while user is file owner and user does not face any eror while editing on web based application
Microsoft 365 and Office | Word | For business | Windows
Microsoft 365 and Office | Word | For business | Windows
A family of Microsoft word processing software products for creating web, email, and print documents.
9,270 questions
asked
2026-10-16T10:25:54.0633333+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(185.6, 57.99999999999999%, 27%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3ESP%3C/text%3E%3C/svg%3E)
Simran Priya
0
Reputation points
answered
2026-10-16T10:49:49.09+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(246.4, 97%, 33%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EDN%3C/text%3E%3C/svg%3E)
Demi Nguyen
2,510
Reputation points
Independent Advisor
1 answer
How to extract images and text from publisher files after its retirement
I can open my publisher files but I can't then do anything at all. The save as and export buttons don't work and I can't copy and paste anything at all from it. Pleas can someone help with this?
Microsoft 365 and Office | Publisher | For home
Microsoft 365 and Office | Publisher | For home
A desktop publishing application from Microsoft that focuses on page layout and graphic design.
1,098 questions
asked
2026-10-16T10:25:41.97+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(3.2, 97%, 10%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EL%3C/text%3E%3C/svg%3E)
Laura
0
Reputation points
answered
2026-10-16T10:26:00.1966667+00:00
AI answer
1 answer
How do I recover my stolen account?
I had an account of mine stolen a short while ago, and I tried everything in my power to get it back. I tried the sign-in helper, the recovery form, but every time I'd get a message saying that I did not provide enough information, which I cannot provide…
Windows for home | Windows 11 | Accounts, profiles, and login
10,311 questions
asked
2026-10-16T10:24:17.63+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(144, 62%, 23%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EAM%3C/text%3E%3C/svg%3E)
Antonio Matta
0
Reputation points
answered
2026-10-16T10:29:26.94+00:00
AI answer
1 answer
erreur TokenNotFound
Bonjour comment résoudre l'erreur TokenNotFound au moment d'activation de la clé de licence microsoft pour office 365 famille.
Microsoft 365 and Office | Install, redeem, activate | For home | Windows
Microsoft 365 and Office | Install, redeem, activate | For home | Windows
Processes in Microsoft 365 for setting up Office apps, redeeming product keys, and activating licenses.
20,702 questions
asked
2026-10-16T10:19:46.08+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(195.2, 18%, 28%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EMD%3C/text%3E%3C/svg%3E)
Mamadou DIALLO
0
Reputation points
answered
2026-10-16T10:54:48.9966667+00:00
DaveM121
939.5K
Reputation points
Independent Advisor
1 answer
CfExecute(TRANSFER_PLACEHOLDERS) returns E_INVALIDARG for name-lookup FETCH_PLACEHOLDERS inside an FSLogix profile container
Summary A Cloud Files sync provider (CfRegisterSyncRoot / CfConnectSyncRoot, Win32 cfapi) cannot answer some CF_CALLBACK_TYPE_FETCH_PLACEHOLDERS callbacks when the sync root lives in a user profile that FSLogix redirects to a per-user VHDX profile…
Windows for business | Windows Client for IT Pros | User experience | FSLogix
asked
2026-10-16T10:16:58.77+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(41.6, 45%, 14%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EPD%3C/text%3E%3C/svg%3E)
Pierre Dupont
0
Reputation points
answered
2026-10-16T16:01:41.05+00:00
Chance Maurice Niyonzima
500
Reputation points
Independent Advisor
1 answer
problème pour faire un payement avec mon Abo de natel
Bonjour je souhaiterais faire un achats et payer avec mon abonnement de natel mais sa me dit que c'est impossible pour le moment ? J'ai consulter mon compte et n'est aucune facture ouverte merci pour aide
Microsoft Teams | Development
Microsoft Teams | Development
Building, integrating, or customizing apps and workflows within Microsoft Teams using developer tools and APIs
5,086 questions
asked
2026-10-16T10:15:10.9266667+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(12.8, 75%, 11%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EET%3C/text%3E%3C/svg%3E)
eliane tzaud
0
Reputation points
answered
2026-10-16T10:47:05.9266667+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(38.4, 6%, 13%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EMN%3C/text%3E%3C/svg%3E)
Michelle Nguyen
2,450
Reputation points
Independent Advisor
1 answer
Download a marco file from a device
I am attempting to download a hand-arm vibration file from a Cirrus Vibration Meter. However despite permitting macros in excel, microsoft is still blocking the download. I can't even see the device in my file explorer when plugged in. The excel…
Microsoft 365 and Office | Excel | For business | Windows
Microsoft 365 and Office | Excel | For business | Windows
A family of Microsoft spreadsheet software with tools for analyzing, charting, and communicating data
21,072 questions
asked
2026-10-16T10:13:04.6466667+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(22.400000000000002, 27%, 12%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EJH%3C/text%3E%3C/svg%3E)
James Humphreys
0
Reputation points
edited an answer
2026-10-16T11:04:35.3166667+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(230.39999999999998, 0%, 32%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EDV%3C/text%3E%3C/svg%3E)
Doris V
2,025
Reputation points Microsoft External Staff
Moderator
0 answers
Azure for Students verification completed but subscription activation fails
Hello Microsoft Support, I recently created a personal Microsoft account to register for Azure for Students. I received the academic verification email at my university email address and clicked the verification link. However, when trying to continue the…
Community Center | Not monitored
Community Center | Not monitored
Tag not monitored by Microsoft.
58,370 questions
asked
2026-10-16T10:11:47.5633333+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(243.2, 15%, 33%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3ETK%3C/text%3E%3C/svg%3E)
Trung Kien
0
Reputation points
edited the question
2026-10-16T13:35:49.69+00:00
Daniel-Vo
7,050
Reputation points Microsoft External Staff
Moderator
3 answers
Microsoft Copilot – missing chat/request history
Hello, I would like to report an issue / suggest an improvement regarding Microsoft Copilot. Until recently, I could easily see the list of my previous Copilot requests/conversations. This history is very important for my daily work because I frequently…
Microsoft Copilot | Other
2,291 questions
asked
2026-10-16T10:07:05.3566667+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(73.60000000000001, 52%, 17%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EII%3C/text%3E%3C/svg%3E)
IVAN INFANTE
0
Reputation points
answered
2026-10-16T10:11:29.2733333+00:00
IVAN INFANTE
0
Reputation points
3 answers
Google not opening on edge browser
Google not opening on edge browser any help apricated
Microsoft Edge | Website issues | Windows 11
Microsoft Edge | Website issues | Windows 11
Troubleshooting website display or functionality issues in Edge on Windows 11
1,674 questions
asked
2026-10-16T10:05:26.1333333+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(201.6, 55.00000000000001%, 29%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EJR%3C/text%3E%3C/svg%3E)
john rochfort
0
Reputation points
answered
2026-10-16T14:01:07.7033333+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(51.2, 99%, 14%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3ELC%3C/text%3E%3C/svg%3E)
Levi Cornwell
255
Reputation points
1 answer
Azure Bastion Cost Not Showing in Cost Management and No Update from Support Request
Hello Community, I am experiencing an issue with Azure Bastion billing. I have an Azure Bastion resource deployed and it has been running successfully. However, I am unable to see the associated Bastion costs properly reflected in Azure Cost…
Azure Bastion
Azure Bastion
An Azure service that provides private and fully managed Remote Desktop Protocol (RDP) and Secure Shell (SSH) access to virtual machines.
349 questions
asked
2026-10-16T10:00:31.3766667+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(6.4, 5%, 10%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EHR%3C/text%3E%3C/svg%3E)
Hitesh raut
40
Reputation points
answered
2026-10-16T10:13:08.2766667+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(214.4, 18%, 30%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EBN%3C/text%3E%3C/svg%3E)
Babar Nawaz
0
Reputation points
5 answers
WIN 11 activation after hardware change
win11 cannot find my digital license account after hardware change. If I use trouble shooters and enter my slmgr /dti it just saying contact support. But where is the support? I have logged in to windows with correct account and when i browse from…
Windows for home | Windows 11 | Licensing and activation
5,416 questions
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(201.6, 97%, 29%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3ET%3C/text%3E%3C/svg%3E)
1 answer
Azure ARC ESU's for SQL Server 2016
Hi All, I'm currently on Win Serv 2016 and SQL Server 2016. If i want ESU's via Azure Arc, do i need to license it traditionally first using the Year 1,2 and 3. Is it cheaper to license it via Azure Arc. I do not have Software assurance at the moment.…
Azure Arc
Azure Arc
A Microsoft cloud service that enables deployment of Azure services across hybrid and multicloud environments.
643 questions
asked
2026-10-16T09:57:02.8133333+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(284.8, 41%, 37%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EDG%3C/text%3E%3C/svg%3E)
Dinaish Govindarajoo
30
Reputation points
answered
2026-10-16T09:57:54.4433333+00:00
AI answer
0 answers
Microsoft Store asking me to repurchase Minecraft (Bedrock & Java) after SSD failure and Windows reinstall
Hello, I previously purchased Minecraft: Java & Bedrock Edition for PC on my Microsoft account and played it extensively with my friends. Recently, my SSD failed, so I had to replace it and perform a fresh reinstall of Windows. After reinstalling, I…
Windows for home | Windows 11 | Microsoft Store
3,395 questions
asked
2026-10-16T09:50:52.1766667+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(48, 98%, 14%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EOP%3C/text%3E%3C/svg%3E)
Ono PUNPUN
0
Reputation points
asked
2026-10-16T09:50:52.1766667+00:00
Ono PUNPUN
0
Reputation points
1 answer
One of the answers was accepted by the question author.
Tax Residency Certificate for Microsoft Ireland Operations Limited for tax year 2026
Hello, I would like to request a Certificate of Tax Residence for Microsoft Ireland Operations Limited for the 2026 tax year. Please provide the certificate in PDF format. Thank you.
Microsoft 365 and Office | Subscription, account, billing | For business | Other
Microsoft 365 and Office | Subscription, account, billing | For business | Other
Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
19,672 questions
asked
2026-10-16T09:49:11.28+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(220.8, 1%, 31%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EDL%3C/text%3E%3C/svg%3E)
Daria Lorek | X-ONE
20
Reputation points
accepted
2026-10-16T11:01:46.6966667+00:00
Daria Lorek | X-ONE
20
Reputation points
2 answers
Updating credit card details
I wish to update my credit card details in order to renew my subscription to Microsoft 365, but am having issues with the new card details being accepted. Could this be because I am currently in a different country? Moderator moved from Microsoft 365…
Microsoft 365 and Office | Subscription, account, billing | For home | Windows
Microsoft 365 and Office | Subscription, account, billing | For home | Windows
Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
26,460 questions
asked
2026-10-16T09:48:58.16+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(249.60000000000002, 9%, 34%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3ESP%3C/text%3E%3C/svg%3E)
Simon Peile
0
Reputation points
answered
2026-10-16T14:35:13.34+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(22.400000000000002, 26%, 12%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EVT%3C/text%3E%3C/svg%3E)
Vikki-T
12,080
Reputation points Microsoft External Staff
Moderator
2 answers
unable to add an existing email as an outlook.com alias
I created an outlook.com email address several months ago. When I changed computers there was no outlook on it so I purchased and downloaded the office suite. Now it won't let me use that email address and when I try to add it as an alias it says that…
Outlook | Web | Outlook.com | Email
Outlook | Web | Outlook.com | Email
Sending, receiving, and organizing email in Outlook.com
11,227 questions
asked
2026-10-16T09:45:37.6533333+00:00
![](data:image/svg+xml, %3Csvg xmlns='http://www.w3.org/2000/svg' height='64' class='font-weight-bold' style='font: 600 30.11764705882353px "SegoeUI", Arial' width='64'%3E%3Ccircle fill='hsl(124.80000000000001, 37%, 22%)' cx='32' cy='32' r='32' /%3E%3Ctext x='50%25' y='55%25' dominant-baseline='middle' text-anchor='middle' fill='%23FFF' %3EMJ%3C/text%3E%3C/svg%3E)
Minneana James
0
Reputation points
answered
2026-10-16T12:23:49.31+00:00
EmilyS726
273.4K
Reputation points
Independent Advisor