A Microsoft file hosting and synchronization service.
I finally figured out the problem. No programs were running. I could attempt to open a file on my computer and would get "access not allowed" or or "file in use" and a long address line. But I could attempt to access the same file in the One Drive on the Cloud and it would run perfectly and I could copy that file, paste it in my computer One Drive and it would run just fine.
I went into properties and discovered my security settings we denying file access as I was not on the list. No idea why or how that happened but at that point I changed the security settings in the computer One Drive (top location) to Everyone and that cascaded all those changes into all subfolders and files and then I set the new Everyone security rights to allow rights to modification/ access all files.
My Computer One Drive and Cloud One Drive are now 100% in sync!!!