Personal Microsoft 365

Stephanie Wu 20 Reputation points
2026-10-22T16:14:40.0866667+00:00

Can this basic plan build into Excel, Word all function not limited to via desktop or another device? What devices are included in this plan? If that is not included desktop, which personal plan would be able to include desktop and laptop? We are considering purchasing but need to know which one could be used on desktop and laptop. Thanks in advance for your assistance.

See below;

Microsoft 365 Personal

$9.99

/month

Microsoft 365 Personal includes: 

  • For 1 person​
  • Sign into 5 devices at once​
  • Use on PCs, Macs, phones, and tablets
  • 1 TB of secure cloud storage
  • Word, Excel,

PowerPoint, and Outlook desktop apps with Microsoft Copilot

​

  • Advanced Copilot

chat with higher usage than free​

  • Higher usage than free for visual AI assistance from your screen or camera
  • Higher usage than free for AI-generated audio (English only)

​

  • Use Copilot in select apps with work files in a secure way
  • Higher usage than free for AI image creation in Copilot
  • All-day video calling and Copilot

 in Teams

  • Identity, data and device security
Microsoft 365 and Office | Subscription, account, billing | For home | Other
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Answer accepted by question author
DaveM121 948.5K Reputation points Independent Advisor
2026-10-22T16:51:42.4033333+00:00

The Microsoft 365 Personal subscription includes installing and using the Office apps on up to 5 devices at the same time with the Microsoft account of the person who registered the subscription.

The Office apps can be installed on any Windows PC or laptop, on any Apple Mac computer or Apple laptop, and the mobile version of the Office apps can also be installed on any Android tablet or smart phone or Apple iPad as well as Apple iPhones.

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2 additional answers

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  1. Stephanie Wu 20 Reputation points
    2026-10-22T16:22:58.6233333+00:00

    Can any live person confirm what AI answers based on the site? Since people have stated from what I found that personal plan does not include desktop and laptop. I would need a live person (another human) to confirm they are used the program currently and according to what AI answers. Thanks in advance.

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  2. AI answer

    2026-10-22T16:15:35.6566667+00:00

    Microsoft 365 Personal already includes the full installable desktop versions of Word, Excel, PowerPoint, Outlook, and OneNote, so one person can use it on both a desktop and a laptop.

    Devices covered

    With Microsoft 365 Personal, one subscriber can:

    • Install the Microsoft 365 applications on all their compatible devices.
    • Use them on Windows PCs, Macs, tablets, and phones.
    • Remain signed in and use Office on up to five devices simultaneously, in any combination—for example, a Windows desktop, Windows laptop, phone, tablet, and Mac. [^1^](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID] "Office for home")

    Therefore, your desktop and laptop can both be activated and used at the same time with the same Microsoft account.

    Desktop applications versus Basic

    Plan Installed Word and Excel on a PC/Mac Intended users
    Microsoft 365 Basic No—web versions only 1 person
    Microsoft 365 Personal Yes—desktop and web applications 1 person
    Microsoft 365 Family Yes—desktop and web applications Up to 6 people

    Microsoft’s comparison confirms that Personal includes desktop applications for PC and Mac, while Basic provides web versions only. ^2^

    Which plan to purchase

    • Choose Microsoft 365 Personal if the desktop and laptop are used by the same person. No higher personal plan is required merely to cover both computers.
    • Choose Microsoft 365 Family if different people need their own accounts and files. It can be shared with up to five additional people, and each person receives their own device sign-in allowance. ^2^

    After purchasing Personal, install Microsoft 365 on each computer and sign in to Word or Excel using the Microsoft account that purchased the subscription. Stay signed in to keep the applications activated; signing out deactivates editing until that account signs in again. [^1^](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID] "Office for home")


    References

    1. [Office for home](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID])
    2. What's the difference between a paid Microsoft 365 subscription and the free web apps? | Microsoft Support
    AI-generated content may be incorrect. Read our transparency notes for more information.

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