Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
1
Log into any Microsoft account you may have on this link and check the expiry date on your Microsoft 365 subscription, does that reflect the latest payment that was taken from your credit card?
https://account.microsoft.com/services/
If not, click the Billing section on the left, does that show the latest payment?
2
If you are unable to find that payment on your account(s), using any Microsoft account you may have, try using the steps they provide on this link to find out what that payment was for.
Then use the steps they provide on this link to cancel whatever that payment was for and get a refund.
2
If you are still unable to resolve that payment problem, this forum is just a user to user forum, no-one here has any account access, you will need to contact Microsoft Support directly, try using this method to contact their support.
Go to this link: https://support.microsoft.com/contactus
Select Microsoft 365
Click 'Get Home Support'.
In the box provided, type billing.
Press Enter, then on the next page, scroll down and click 'Sign in to Contact Support'.
Navigate to Microsoft 365 and Office - Manage my Subscription.
Select the 'Chat with support agent in web browser' option