Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
Hi Reign Matthews,
Thanks for posting your question on Microsoft Q&A.
I do apologize for your billing situation. Based on your words, you are no longer to access the old account, even the alternative account is the one you already deactivated.
As you cannot login to Microsoft account to cancel the subscription, and you are unable to fill out the Recovery Form. The best course of action here is contact your card provider to cancel the subscription.
For PayPal using, you can log in to your current and active account. Then, go to the Settings of Payment to cancel your subscription directly. Or else, contact PayPal customer service to help you cancel it.
Please also prepare all the needed information, such as proofs of payment, bank statement if they asked you to provide.
The last option if PayPal cannot help you or you have waited for too long. Contact your bank and dispute the charge with them.
I hope you can solve the problem smoothly.
Kind regards,