Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
Do not post or send your full card number, security code, PIN, or other payment details here; enter the new card only on Microsoft’s secure account page.
For a personal or family Microsoft 365 subscription
- Open Services & subscriptions and sign in with the Microsoft account that owns the subscription.
- Find Microsoft 365, then select Manage.
- Select Change how you pay.
- Select Add a new way to pay.
- Enter the new card information and save it.
- Select the new card as the payment method for that subscription. Microsoft documents this procedure for subscriptions with recurring billing.[^1^](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID] "Change your Microsoft subscription payment method and options | Microsoft Support")
If there is an overdue charge, select Pay now after adding the new card. If Change how you pay is absent, recurring billing may be off. A prepaid subscription’s payment method cannot be changed during its current term.
Contact a billing agent securely
Open Contact Microsoft Support, enter Microsoft 365 billing, and select:
- Get Help
- Contact Support
- Sign in with the Microsoft account that owns the subscription
- Choose the available chat or callback option
Provide card details only inside Microsoft’s secure payment form—not in chat messages unless the authenticated support process explicitly opens a secure payment interface.
If this is a work or business subscription
An authorized user must sign in to the Microsoft 365 admin center, then go to Billing → Payment methods. If that option is unavailable, contact your organization’s billing or global administrator for the required billing permission.^2^
If Microsoft 365 was purchased from a retailer, partner, or another third party, payment changes may need to be handled by that seller rather than Microsoft.^3^
References
- [Change your Microsoft subscription payment method and options | Microsoft Support](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID])
- Work account
- Troubleshoot payment option issues | Microsoft Support