Do not post or send your full card number, security code, PIN, or other payment details here; enter the new card only on Microsoft’s secure account page.
For a personal or family Microsoft 365 subscription
- Open Services & subscriptions and sign in with the Microsoft account that owns the subscription.
- Find Microsoft 365, then select Manage.
- Select Change how you pay.
- Select Add a new way to pay.
- Enter the new card information and save it.
- Select the new card as the payment method for that subscription. Microsoft documents this procedure for subscriptions with recurring billing.[^1^](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID] "Change your Microsoft subscription payment method and options | Microsoft Support")
If there is an overdue charge, select Pay now after adding the new card. If Change how you pay is absent, recurring billing may be off. A prepaid subscription’s payment method cannot be changed during its current term.
Open Contact Microsoft Support, enter Microsoft 365 billing, and select:
- Get Help
- Contact Support
- Sign in with the Microsoft account that owns the subscription
- Choose the available chat or callback option
Provide card details only inside Microsoft’s secure payment form—not in chat messages unless the authenticated support process explicitly opens a secure payment interface.
If this is a work or business subscription
An authorized user must sign in to the Microsoft 365 admin center, then go to Billing → Payment methods. If that option is unavailable, contact your organization’s billing or global administrator for the required billing permission.^2^
If Microsoft 365 was purchased from a retailer, partner, or another third party, payment changes may need to be handled by that seller rather than Microsoft.^3^
References
- [Change your Microsoft subscription payment method and options | Microsoft Support](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID])
- Work account
- Troubleshoot payment option issues | Microsoft Support