Bought Subscrption, but cannot find it

Raphael Hirsh 0 Reputation points
2026-10-09T15:46:14.2633333+00:00

H. I bought subscription for Microsoft Excel, I see my credit card was charged, but I do not see it in my account and I never got a key to install it.

I would like to cancel and get a refund please

Microsoft 365 and Office | Subscription, account, billing | For home | Windows
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  1. DaveM121 937.6K Reputation points Independent Advisor
    2026-10-09T16:22:50.9566667+00:00

    If you purchased the subscription directly from Microsoft, that is a digital licence, you do not get a product key.

    Log into any Microsoft account you may have on this link to try to find the subscription.

    https://account.microsoft.com/services/

    If you are unable to find the subscription on each account, click Billing on the left, do you find your payment listed there.

    If you are still unable to find your subscription, this forum is just a user to user forum, no-one here has any account access, you will need to contact Microsoft Support directly, try using this method to contact their support.

    Go to this link: https://support.microsoft.com/contactus

    Select Microsoft 365

    Click 'Get Home Support'.

    In the box provided, type billing.

    Press Enter, then on the next page, scroll down and click 'Sign in to Contact Support'.

    Navigate to Microsoft 365 and Office - Manage my Subscription.

    Select the 'Chat with support agent in web browser' option.

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  2. AI answer

    2026-10-09T15:46:55.0233333+00:00

    Because the subscription is not shown in the account currently signed in, locate the Microsoft account associated with the card charge first, then cancel the subscription from that account to receive any refund for which it qualifies.

    1. Locate the purchase

    1. Sign in to Manage your payments: https://go.microsoft.com/fwlink/?linkid=2246882
    2. Select Investigate beside the charge. Microsoft’s payment investigation can help identify purchases associated with the card, including purchases made through another Microsoft account or by a family member. ^1^
    3. Also check Order history for every personal Microsoft account you may have used: https://account.microsoft.com/billing/orders
    4. Once the correct account is identified, open: https://account.microsoft.com/services/microsoft365

    Do not post your card number, order number, or account details here.

    2. Cancel and request the refund

    Under the correct account:

    1. Find the Microsoft 365 subscription.
    2. Select Manage.
    3. Select Cancel or Upgrade or Cancel.
    4. Complete the cancellation prompts. Microsoft automatically determines refund eligibility during this process; not every cancellation produces a refund. [^2^](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID] "How to get a refund on a Microsoft subscription | Microsoft Support")

    If Turn on recurring billing appears instead of Manage or Cancel, the subscription is already scheduled to expire and will not renew.

    In most cases, Microsoft’s refund policy permits a refund within 30 days of the initial purchase or before the first recurring billing date, whichever comes first. The most recent recurring charge may also qualify when cancellation occurs within 30 days of payment, subject to the stated account and subscription restrictions. Eligibility and regional rules are shown during cancellation. [^3^](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID] "Microsoft subscription refund policy | Microsoft Support")

    3. If the charge still cannot be found

    Contact Microsoft Support:

    1. Open https://go.microsoft.com/fwlink/?linkid=2258619
    2. Enter Billing issue and select Get Help.
    3. Select Contact Support.
    4. Choose Microsoft 365 and Office and the billing/subscription category.
    5. Request help locating the transaction, cancelling it, and checking refund eligibility.

    Have the charge date, amount, currency, and the card’s last four digits available. Only Microsoft billing support can inspect the transaction and process an account-specific refund.

    If Microsoft Support cannot locate the transaction under any account, contact the card issuer. If the purchase was not authorized, report the card as compromised; merely disputing one charge may not prevent later charges. ^1^

    About the missing product key

    A Microsoft 365 subscription purchased digitally from Microsoft normally does not provide a product key. Installation and activation use the Microsoft account that made the purchase: open Services & subscriptions, find Microsoft 365, and select Install. ^4^

    If it was purchased through Apple, Google Play, or another retailer, cancellation and refund must instead be requested from that seller. [^2^](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID] "How to get a refund on a Microsoft subscription | Microsoft Support")


    References

    1. How to investigate a billing charge from Microsoft | Microsoft Support
    2. [How to get a refund on a Microsoft subscription | Microsoft Support](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID])
    3. [Microsoft subscription refund policy | Microsoft Support](https://support.microsoft.com/accounts-billing/subscriptions/[Subscription ID])
    4. Using product keys with Microsoft 365 | Microsoft Support
    AI-generated content may be incorrect. Read our transparency notes for more information.

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