Hi @Gary Meyer
Microsoft 365 Family includes 60 AI credits per month for the subscription owner. These credits are shared across AI features in apps such as Photos, Designer, Paint, Word, and Excel, so this does not necessarily mean exactly 60 photos. An AI edit may consume a credit, and other AI activities also use the same monthly allowance. Credits replenish automatically at the beginning of each month.
Microsoft currently does not offer one-time credit packs. For additional usage, you would need to upgrade to a plan offering extensive AI usage, such as Microsoft 365 Premium. Pricing varies by country, so check the current price on the Microsoft 365 plan comparison page.
Also, the AI benefits in a Family subscription apply only to the subscription owner, not other family members. You can check the remaining allowance under Microsoft account > Services & subscriptions.
I hope my answer helps, feel free to give me any updates!