Ask the card issuer to revoke authorization for the recurring Microsoft/Xbox charge, because Microsoft’s documented process specifically recommends this when the deceased person’s account credentials are unavailable.^1^
Stop the Xbox charges
Contact the bank or card issuer and provide:
- The card’s last four digits.
- The Microsoft/Xbox description shown on the statement.
- The charge amount and recent transaction dates.
- The account holder’s name.
- Any estate or death-certificate documentation the bank requests.
Ask the bank to revoke the recurring payment authorization for Microsoft/Xbox, rather than merely replacing the card. Closing the card or bank account is another documented option, but revoking the authorization is generally less disruptive.^1^
Contact Microsoft about the subscription
You can also contact Microsoft Account and Billing Support:
- Open Get help with your Microsoft account.^2^
- Under Other support, select I need to talk to a customer support agent.
- Sign in with your own Microsoft account if prompted.
- Explain that the Xbox subscriber has died, you cannot access the account, and you need recurring billing stopped.
- Have the last four card digits, billing dates, amounts, and relevant estate documents available for verification.
Support may be able to address billing, but the last four card digits alone do not establish authority to access the deceased person’s Microsoft account.
If access to the account or its data is required
Microsoft generally cannot provide account information to someone who is not the account holder. To consider releasing information from a deceased person’s Microsoft account, Microsoft must generally receive a valid subpoena or court order; even then, release is not guaranteed. Special procedures apply in Germany and China.^1^
If no one signs in, Microsoft states that the account will close automatically after two years of inactivity. That does not replace the need to stop recurring charges now.^1^
References