If the purchase was not made intentionally, start by investigating the charge in the Microsoft account dashboard:
- Go to Manage your payments and select Investigate for the charge.
- Also run the Unexpected charge troubleshooter.
- Check whether the charge was caused by:
- recurring billing on a subscription
- a family member using the payment method
- a previously declined charge being retried
- a pre-order or split order shipping
- an in-app purchase
If this was a game or digital purchase through Microsoft Store/Xbox, submit a refund request on the Xbox refund page:
- Sign in to Request a refund for digital games.
- Select the item.
- Choose Request a refund.
- Enter the reason and submit the request.
Important details:
- Refund requests can take up to 72 hours to process.
- Refunds are generally returned to the original payment method within 3–5 business days after issuance.
- If the purchase used a non-Microsoft billing platform, the refund must be requested from the publisher instead.
- If the charge is truly unauthorized or the payment method may be compromised, contact the bank or payment provider immediately to prevent more charges.