@Jules Thanks for the additional details. The redirect you are seeing through login.live.com followed by the updated Copilot interface is particularly useful information.
Microsoft is currently rolling out an updated Copilot experience that includes changes to the interface, navigation, functionality and sign-in experience depending on the account and device being used.
However, I would be careful about concluding that corrupted security tokens are the confirmed cause. I have not seen Microsoft publish that as the root cause of the daily chat limit issue.
What is becoming more interesting is that several users are now reporting the same symptom: a daily chat limit appearing after only a very small number of prompts, even though they previously used Copilot without this restriction.
Since you have reproduced the behavior in multiple browsers and have already refreshed the authentication/session state without improvement, I would not spend much more time reinstalling browsers or clearing local data.
At this point, this looks more consistent with either:
• a change in how usage limits are currently being applied to the account, or
• an issue associated with the ongoing Copilot service/UI rollout.
Microsoft also documents that Copilot usage limits can vary depending on the feature, entry point and system conditions, and that these limits may change over time.
If possible, please keep an eye on whether the same account hits the same limit on the phone as well. If the phone continues working while the web version immediately reaches the limit, that difference would be particularly useful evidence that the behavior depends on the Copilot entry point rather than the Microsoft account itself.
For now, I would avoid deleting chats, projects or Library content, since there is no indication that those are causing the issue.
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