Hi! My name is Aj and Im an Independent Advisor here to help! I totally get how frustrating that must feel. Kindly try to turn off "Only allow Windows Hello sign-in" by going to Settings > Accounts > Sign-in options then look for the toggle labelled "Only allow Windows Hello sign-in" and turn it off.
Also remove any stored passkeys on your device. Go to Settings > Accounts > Passkeys. If you see any saved passkeys, remove them. Be aware that some passkeys tied to your Microsoft Account or Windows sign-in might not be deletable.