Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
Hey there! Nice to meet you!
Since the transaction does not reflect in your Microsoft account, the renewal may have been active on a different account.
You may follow the guide through the official Microsoft website to investigate and locate the annual charge from Microsoft on this link:
If you're able to find the transaction, you can check if it is eligible for a refund through this link:
If you are unable to find the transaction in all of your accounts, you'll need to contact your financial institution/bank directly to dispute it, and they may process a refund, as this would be considered a fraudulent charge.
You may also need to have your card blocked and request a new one.
Thank you for your understanding! Please let me know if you need anything else.
Best regards,
Darhyl