Three methods:
1- [Best method] Use whatever feature your photo editing software provides to enter a description. (Microsoft Photos displays photos - it does not edit them.)
2- [Alternate method] Open the image file's Properties sheet and enter a Subject.
To do this: Right-click on the image file > choose Properties > select the Details tab
3- [Alternate method] Create a Notepad file that includes the name of the image file and a description of the photo. You can conveniently organize all the photos in a folder with this method.