Windows 10 Settings crashes when verifying Microsoft account in Windows Backup

Andrei Damian 0 Reputation points
2026-10-11T13:10:09.16+00:00

I'm having a problem with Settings on Windows 10 Pro 22H2 (build 19045.7725).

When I open Windows Backup and click Backup, it says OneDrive is needed to back up my files, then asks me to verify my Microsoft account to back up credentials. If I click Go to settings, Settings opens and immediately crashes, and the button changes to Retry. The Windows Update page also loads suspiciously slow, never had it do that before and the whole Settings app runs poorly

I'm already signed in to my Microsoft account, and there's no Verify button under Settings → Accounts → Your info. The other Accounts pages and Windows Update also take a very long time to load.

Event Viewer reports:

Faulting application: SystemSettings.exe (10.0.19041.7725)

Faulting module: Windows.UI.Xaml.dll (10.0.19041.7725)

Exception code: 0xc000027b

Fault offset: 0x00000000007239b0

Package: windows.immersivecontrolpanel_10.0.2.1000_neutral_neutral_cw5n1h2txyewy

Report ID: [PII removed]

I also have an earlier Reliability Monitor crash report showing KERNELBASE.dll with exception 0xe06d7363.

I performed an in-place repair using the Windows Media Creation Tool, preserving my files and apps. Settings worked normally afterward, but the problem returned after I changed some services and applied privacy tweaks using Chris Titus Tech WinUtil. These included removing OneDrive and Edge, Windows AI and Widgets tweaks, and service and telemetry changes. I can't confirm which change, if any, caused it.

I've tried re-registering Microsoft.AccountsControl and Microsoft.AAD.BrokerPlugin, but neither fixed the crash. I also checked the relevant account services, and they were running.

Has anyone encountered this on Windows 10? Is this a known issue with Windows Backup or Settings, and is there a way to identify the underlying exception without reinstalling Windows again?

Windows for home | Windows 10 | Settings
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  1. Kai-H 28,525 Reputation points Microsoft External Staff Moderator
    2026-10-12T10:05:47.79+00:00

    (Please note that our forum is a public platform, and we will modify your question to hide your personal information in the description. Kindly ensure that you hide any personal or organizational information the next time you post an error or other details to protect personal data.)

    Hi, Andrei Damian

    The repair working until the tweaks were applied makes those changes worth investigating, but it doesn’t prove which one caused this. 0xc000027b is a “stowed exception,” so the Event Viewer entry alone doesn’t reveal the underlying error.

    Here are some suggestions you can try:

    In WinUtil’s Tweaks tab, select the changes you previously applied and choose Undo Selected Tweaks, then restart and retest. I’d start with the service and privacy changes rather than repeat the account-package registrations.

    To investigate before changing anything, download ProcDump, extract it, and open Command Prompt as administrator in that folder. Create C:\Dumps, then run:

    procdump.exe -ma -e -w SystemSettings.exe C:\Dumps

    Reproduce the crash to capture a full dump. Keep it private because it contains process memory.

    For deeper analysis, the dump can be examined in WinDbg using .exr -1 and !pde.dse. The latter requires the PDE extension and can expose the original error and call stack.

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