Using New Outlook on Windows for personal email, calendar, and contact management
Greetings. Microsoft 365 is actually not an operating system. It's a set of apps. Since you have a Microsoft account, you have Outlook email, which is one of the many features of a Microsoft account. Here is your Outlook email: https://www.outlook.com
And since you have a version of Microsoft 365 - there are several versions of Microsoft 365 - you also have a version of the Outlook app. You might have the Outlook web app (which itself comes in a Classic and a New version) or the downloadable Outlook 365 app.
Have I confused you sufficiently? ((;-) Not to worry. Send us a screenshot of what you see when you open Outlook, and we'll tell you exactly what you have, which does matter. Then tell us exactly what you want to do with your email.