payment options

Hi @Tim Campbell,

Microsoft does not accept prepaid or stored-value cards, including prepaid Visa or Mastercard gift cards, as payment methods for Microsoft 365 business subscriptions. Microsoft also states that payment by bank account is no longer available, so ACH generally cannot be added as a direct payment method.

For details, see Manage payment methods for Microsoft business accounts.

• If you are purchasing a new subscription: You normally need to use a supported standard credit or debit card issued in the same country or region as your Microsoft 365 tenant. Wire transfer is not available to new customers. If your organization cannot use these payment methods, you may consider purchasing through a Microsoft partner or reseller. Payment options vary by partner, so please confirm whether they accept prepaid debit cards or ACH before purchasing. You can use Microsoft’s Find a Microsoft Partner directory.
• If you already have a subscription: If you meet the eligibility requirements, you may apply to change your payment method to wire transfer. Approval is required and is not guaranteed. Please see Pay your Microsoft business invoice by wire transfer for the eligibility requirements and application process.

I hope this helps clarify the available payment options.