Welcome Paul Barton,
Thank you for providing the additional details. I can understand why this is frustrating, especially on a 4K display where larger thumbnails are often needed to view photos comfortably.
Before concluding that this is a Windows bug, I'd like to gather a little more information and suggest a couple of quick checks:
- Does the issue occur in all Explorer folders containing pictures, or only in specific folders?
- When viewing the folder, is "View" > "Extra large icons" selected and are photo thumbnails being displayed correctly?
- Please try rebuilding the thumbnail cache:
- Press Windows + R > type
cleanmgrand press Enter - Select your system drive
- Check Thumbnails
- Click OK and allow Windows to recreate the cache
- Press Windows + R > type
- Please let us know your Windows build:
- Go to Settings > System > About
- Provide the value shown under OS Build
I look forward to your reply with the OS build number and the results of the thumbnail cache test.